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10 Steps to Buying a Home
1. Save for your Down Payment
Create a budget and do your research. There are lots of low down payment options available.
2. Know Your Credit Score
Learn your score and clean up outstanding debts like student loans and credit cards.
3. Find a Real Estate Agent
Contact a local professional to guide you through the process
4. Get Pre-Approved
Differentiate yourself as a serious buyer and have a better sense of what you can afford.
5. Find a Home
Work with your agent to find a home in your budget that meets your needs.
6. Make an Offer
Determine your price and negotiate the contract.
7. Have a Home Inspection
Address any hidden issues in the home with the seller.
8. Get a Home Appraisal
Ensure the property is worth the price you are prepared to pay.
9. Close the Sale
Schedule a closing date once the loan is approved so you can sign the final paperwork.
10. Move in
Congratulations! You're a homeowner.
Don't Rent, Buy or Sell Alone!!!
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